American Express

Payments

Amex's payments page needed an evolution. Not just a way to pay, but a smarter, more flexible experience. The goal was simple: reduce call volume by giving card members intuitive options to manage their balance digitally, regardless of their technical ability. This change would be seen by 54 million users in the US alone.

Lead Product Designer

UX, UI, Design System, Prototyping, Research, QA

2019

Dashboard

Upon sign-in, card members are greeted with a clear call to action to make a payment when one is due, alongside a snapshot of their current balance, available credit, and rewards.

Amex payments dashboard

Payment Options

Giving card members the ability to choose what to pay for was strongly encouraged during testing, as it gave them a greater sense of control.

Amex payment options

Selecting Payment Date

Selecting a payment date resonated strongly with card members, many of whom plan their payments around their paychecks.

Amex selecting payment date

Autopay

Autopay enrollment was a must-have, though card members needed clarity on whether manual payments might still be required depending on their due date. The ability to edit their payment method or date after enrollment was equally essential.

Amex autopay

Results

• Amex digital payments increased by 29% following the release of this feature

• Autopay enrollment rose by 18%

• This exploration opened new possibilities for how components could be leveraged across different flows

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